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Open Loans Native Calculator

Personal loan calculator

Compare personal loan repayments, borrowing amount and payoff time before you apply. It is designed to make loan trade-offs easier to compare at a glance.

Why it matters
  • Reusable repayment and borrowing formulas
  • Scenario comparison without external JavaScript
  • Open Loans control over UX, branding and SEO

How much will my repayments be?

Compare the current loan against either a rate change or an alternative structure.

Open refinance calculator
Current repayment$618
10% comparison repayment$647
Repayment difference+$29
Total cost difference+$1,747

How much can I borrow?

Test what the current repayment budget supports, then compare the result.

Current borrowing amount$34,030
10% comparison borrowing$32,475
Borrowing difference-$1,555
Total repayment difference+$0

How can I repay my loan sooner?

Estimate payoff time and compare what changes when rates or repayments move.

Current payoff time4 years
10% payoff time4 years 3 months
Timing difference+3 months
Total cost difference+$1,062