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Refinance Calculator

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See what refinancing could save.

Enter a few details about your loan and we'll estimate your savings. A refreshed experience is available — this view remains for continuity.

property details

CURRENT LOAN TYPE

Some things to know

There may be exit fees. It’s always recommended to review the rates 2 months prior to your fixed rate ending

Your future predicted variable rate will be 0% and your current monthly repayments are calculated based on this.

If you know what your variable rate is going to be when your fixed period ends, click on the variable filter and enter that rate even if you are on a fixed loan now.

REFINANCE Filters

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Methodology

How this calculator works

A quick explainer on the assumptions behind your estimate. All numbers are indicative.

We estimate how much sooner your new home loan could be paid off compared to your existing loan (assuming you’re making principal and interest repayments). This calculation is based on the loan amount and rate you provided and assumes you pay your monthly saving back into your loan at the end of each repayment period. Also that you would have continued to make only the required repayments had you not refinanced with us. We assume both rates (your existing home loan rate and the new home loan rate, even if it’s fixed) will not change over the 30-year loan term.

We estimate how much sooner your new home loan could be paid off compared to your existing loan (assuming you’re making principal and interest repayments). This calculation is based on the loan amount and rate you provided and assumes you pay your monthly saving back into your loan at the end of each repayment period. Also that you would have continued to make only the required repayments had you not refinanced with us. We assume both rates (your existing home loan rate and the new home loan rate, even if it’s fixed) will not change over the 30-year loan term.

We estimate how much sooner your new home loan could be paid off compared to your existing loan (assuming you’re making principal and interest repayments). This calculation is based on the loan amount and rate you provided and assumes you pay your monthly saving back into your loan at the end of each repayment period. Also that you would have continued to make only the required repayments had you not refinanced with us. We assume both rates (your existing home loan rate and the new home loan rate, even if it’s fixed) will not change over the 30-year loan term.

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