Net worth calculator
Add up what you own and what you owe to see your current net worth. It is a simple way to take a financial snapshot before planning the next move.
- Total assets across home, super, savings, investments and custom items
- Total liabilities across mortgages, loans, cards and custom debts
- A reusable net-worth snapshot that can feed future Open Loans flows
Your balance sheet
Start with the standard MoneySmart categories, then add custom assets or liabilities where needed.
Results
Net worth is total assets minus total liabilities.
This snapshot shows $1,095,000 in assets and $533,000 in liabilities, leaving a net worth of $562,000.
Assets entered
- Your home$850,000
- Superannuation$180,000
- Savings$40,000
- Car / boat / caravan$25,000
Liabilities entered
- Mortgage / investment property loan$520,000
- Car loan$9,000
- Credit card/store card debt$4,000
How these estimates work
- Negative values are normalized to zero for both assets and liabilities.
- The calculator is a current balance-sheet snapshot, not a forecast.
- Custom rows are allowed on both sides so additional assets or debts can be included.
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