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Employer contributions calculator

Estimate the compulsory super contributions an employer may need to pay based on your income and work pattern. It is useful for checking payslips, award patterns and annual super expectations.

Best for
  • Annualized taxable income across annual, monthly, fortnightly and weekly pay inputs
  • The current 12% super guarantee rate and the annual obligation cap based on $250,000 income
  • The under-18 and 30-hours-or-less eligibility branch mirrored from the imported calculator

Your work details

Enter pay before tax, choose the input frequency, and set the eligibility details the original MoneySmart calculator asks for.

Income tax calculator

Results

The summary below mirrors the MoneySmart result shape while keeping the current financial-year assumption explicit.

Taxable income (monthly) $9,000
Estimated employer contributions (monthly) $1,080

Based on an annualized taxable income of $108,000, the minimum employer contribution estimate is $12,960 for the 1 July 2026 - 30 June 2027 financial year.

Annual taxable income $108,000
Annual employer contribution $12,960
Super guarantee rate 12.00 %
Contribution cap $30,000

What to watch

  • Annualized employment income is reusable for borrower normalization and affordability screening.
  • Employer-super visibility helps frame employed versus self-employed profile differences more explicitly.
  • The capped-compulsory contribution figure can support document-check and payroll-expectation guidance later.

How these estimates work

  • Calculations are based on the minimum super your employer must pay on your behalf.
  • The super guarantee contribution rate is 12% of ordinary time earnings.
  • This calculator does not cover every eligibility rule for compulsory super contributions.
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