Employer contributions calculator
Estimate the compulsory super contributions an employer may need to pay based on your income and work pattern. It is useful for checking payslips, award patterns and annual super expectations.
- Annualized taxable income across annual, monthly, fortnightly and weekly pay inputs
- The current 12% super guarantee rate and the annual obligation cap based on $250,000 income
- The under-18 and 30-hours-or-less eligibility branch mirrored from the imported calculator
Your work details
Enter pay before tax, choose the input frequency, and set the eligibility details the original MoneySmart calculator asks for.
Results
The summary below mirrors the MoneySmart result shape while keeping the current financial-year assumption explicit.
Based on an annualized taxable income of $108,000, the minimum employer contribution estimate is $12,960 for the 1 July 2026 - 30 June 2027 financial year.
What to watch
- Annualized employment income is reusable for borrower normalization and affordability screening.
- Employer-super visibility helps frame employed versus self-employed profile differences more explicitly.
- The capped-compulsory contribution figure can support document-check and payroll-expectation guidance later.
How these estimates work
- Calculations are based on the minimum super your employer must pay on your behalf.
- The super guarantee contribution rate is 12% of ordinary time earnings.
- This calculator does not cover every eligibility rule for compulsory super contributions.
More tools beyond Employer contributions calculator
Account-based pension calculator
Model withdrawals, minimum pension payments and how long a balance may last.
Retirement planner
Plan retirement income, savings runway and Age Pension assumptions in one place.
Reverse mortgage calculator
Estimate reverse mortgage balances and remaining home equity over time.
Super and pension age calculator
Check preservation age and Age Pension age from your date of birth.
Super contributions optimiser
Explore how extra concessional or non-concessional contributions could change your super outcome.
Superannuation calculator
Project super balances with contributions, fees and investment returns.
Budget planner
Map your income, bills, everyday spending and savings in one clear household budget.
Compound interest calculator
See how an initial balance and regular deposits can grow over time.
Credit card calculator
Estimate payoff time, total interest and the impact of paying more than the minimum.
GST calculator
Add GST, remove GST, and compare before-tax and after-tax prices in seconds.