Acceptance of Terms

By using the Open website, app, and related services, you confirm that you have read, understood, and agreed to the Terms and Conditions that apply to those services.

If you do not agree with the Terms and Conditions, you should not continue using the services.

Eligibility

You must be at least 18 years old and legally able to enter into binding contracts to use Open's services.

Privacy and Account Registration

Open states that it respects your privacy and expects you to review the Privacy Policy to understand how your information is collected, used, and protected.

When you create an account, you are responsible for providing accurate and current information and for keeping your credentials secure.

Prohibited Activities

You must not use the platform for unlawful or unauthorised purposes, including impersonation, fraud, breaches of law, or actions that disrupt the security or operation of the services.

Intellectual Property and Third-Party Links

Open says that its site content, graphics, logos, software, and related materials are protected by intellectual property laws and cannot be reused without permission.

The service may link to third-party websites, and Open is not responsible for the content, privacy practices, or availability of those external sites.

Disclaimers and Liability

The services are provided on an 'as is' and 'as available' basis, without warranties that the platform will always be error free, secure, or uninterrupted.

To the maximum extent permitted by law, Open limits liability for indirect, incidental, special, or consequential loss arising from the use of its services.

Changes, Governing Law, and Contact

Open may update the Terms and Conditions from time to time, and continued use of the services after changes are published indicates acceptance of the updated terms.

The terms are governed by Australian law, and Open directs questions or concerns to team@openloans.com.au.